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Medicare Help in Chula Vista

In Chula Vista, energy bill help pays up to $1,500 in 2026. Here's who to call for Medi-Cal, food, home care, rides and rent, with Spanish help.

See if you qualify for a Pair Team advocate

  • An advocate is covered by Medicare if you qualify.
  • Works with Medicare and Medi-Cal health plans
  • A real person, by phone, text or video
  • Takes just a few minutes to check

Key points

  • The county's Family Resource Center for Chula Vista is at 690 Oxford Street, open 7 a.m. to 5 p.m. on weekdays. To apply by phone, call Access at 1-866-262-9881.
  • Norman Park Senior Center, at 270 F Street, runs most of the city's programs for older adults. Call (619) 409-1930.
  • The Metropolitan Area Advisory Committee (MAAC) runs energy bill help for all of Chula Vista, up to $1,500 in 2026.
  • Sweetwater Authority gives six $30 water bill credits to income-eligible customers, plus $10 more each bill at 65 or older.

This page covers the City of Chula Vista. For the statewide rules, start with Medicare help in California. For the city to the north, see Medicare help in San Diego.

In Chula Vista, the county's Health and Human Services Agency handles Medi-Cal, CalFresh and the Medicare Savings Programs. Its Aging & Independence Services (AIS) runs In-Home Supportive Services (IHSS) and senior meals. The city runs Norman Park Senior Center. These offices serve west Chula Vista, Castle Park, Rancho del Rey, Otay Ranch and Eastlake. If a parent reads Spanish best and the county letters come in English, ask the county for a free interpreter.

Local offices in Chula Vista

What you need Office Phone Website
Medi-Cal, CalFresh, Medicare Savings Programs Access Customer Service Center 1-866-262-9881 BenefitsCal.com
Apply in person Family Resource Center, South Region Live Well Center, 690 Oxford Street 1-866-262-9881 sandiegocounty.gov
Paid help at home (IHSS), meals, aging services Aging & Independence Services (AIS) 1-800-339-4661 sandiegocounty.gov
Free Medicare counseling: Health Insurance Counseling and Advocacy Program (HICAP) Elder Law & Advocacy (858) 565-1392. Other languages: (858) 565-8772 elaca.org
Classes, games and activities for older adults Norman Park Senior Center (619) 409-1930 chulavistaca.gov
Rides for people with disabilities MTS Access, from the Metropolitan Transit System (MTS) 1-888-517-9627 sdmts.com
Section 8 vouchers Housing Authority of the County of San Diego 1-877-478-5478 or (858) 694-4890 sandiegocounty.gov
Senior food box San Diego Food Bank 1-866-350-3663 sandiegofoodbank.org
Help paying energy bills: Low Income Home Energy Assistance Program (LIHEAP) Metropolitan Area Advisory Committee (MAAC) (619) 434-3829 maacproject.org
San Diego Gas & Electric (SDG&E) discounts: California Alternate Rates for Energy (CARE) SDG&E 1-800-411-7343 sdge.com
Water bill help, west and central Chula Vista Sweetwater Authority (619) 420-1413 sweetwater.org
Water bills, east Chula Vista Otay Water District (619) 670-2222 otaywater.gov
Eviction or tenant legal help Legal Aid Society of San Diego 1-877-534-2524 lassd.org
Any other local help 211 San Diego 211 211sandiego.org

Not sure you qualify? Apply anyway, because the county makes the call and some of your income may not count. If you would rather not do it alone, a Pair Team advocate can help you in one call.

How do I apply for Medi-Cal or CalFresh in Chula Vista?

You can apply for Medi-Cal or CalFresh online at BenefitsCal.com, by phone, or in person at the county Family Resource Center. In Chula Vista, it's in the South Region Live Well Center at 690 Oxford Street, open 7 a.m. to 5 p.m. on weekdays, the county says. A county Public Health Center, at 619-409-3110, is in the same building.

The Access line at 1-866-262-9881 keeps the same hours and can check your application. The same Medi-Cal form checks you for the Medicare Savings Programs, which can pay the $202.90 a month Medicare costs you in 2026. See how Medicare and Medi-Cal work together.

How do I get IHSS in Chula Vista?

To get IHSS in Chula Vista, call AIS at 1-800-339-4661 and apply by phone. You can also drop off the form at the closest IHSS office, at 401 Mile of Cars Way, Suite 210, in National City. A worker then visits your home, and your doctor fills in a health form. Read more about IHSS in California.

Where can I get free Medicare counseling near Chula Vista?

Elder Law & Advocacy runs HICAP for San Diego County. To book a free appointment, call (858) 565-1392 or go to elaca.org. In Spanish or another language, call (858) 565-8772. Counselors compare plans and check for help with costs. HICAP doesn't sell insurance or plans, and Pair Team doesn't either.

What does Norman Park Senior Center offer?

Norman Park Senior Center offers classes, social programs and special events, and the city says most of its senior programs happen here. It's at 270 F Street, and it's open weekdays from 8 a.m. to 5 p.m. and Saturdays until 1 p.m. To ask about classes or the walking group, call (619) 409-1930.

If you need care during the day, Open Arms Adult Day Healthcare is at 301 East J Street. It's on the state's list of Community-Based Adult Services (CBAS) centers, which Medi-Cal can pay for.

Where can seniors get free food in Chula Vista?

The San Diego Food Bank gives a free monthly box to people 60 and older. In 2026, the income limit is $1,995 a month for one person. Call 1-866-350-3663 to find the pickup site for your ZIP code, then sign up there with an ID and a bill with your address.

For hot lunches at a dining center, or meals at home, call AIS at 1-800-339-4661. Monthly food money comes from CalFresh.

How do I get rides in Chula Vista?

You can get rides with MTS Access if a disability keeps you from using MTS buses and the trolley. Call 1-888-517-9627 to get certified first. Since October 1, 2026, a one-way ride costs $6, or $12 if you book the same day. If you have Medi-Cal, your plan also gives rides to medical visits. See Medi-Cal rides in California.

How do I get help with rent in Chula Vista?

For Section 8 in Chula Vista, the city sends you to the Housing Authority of the County of San Diego at 3989 Ruffin Road. Its waiting list closed on February 20, 2026, and the county says new names may wait 10 years or more.

The city also lists affordable apartment buildings, and you call each one about openings. If you're facing eviction, the city points you to the Legal Aid Society of San Diego at 1-877-534-2524.

How do I lower my SDG&E and water bills in Chula Vista?

To lower your SDG&E bill, apply for LIHEAP with MAAC, which covers ZIP codes 91910, 91911, 91913, 91914 and 91915. In 2026, a home of one can make up to $3,331 a month. You apply online with an email address and your full energy bill. If you're 60 or older, an expired ID still counts, MAAC says. Payment can take 8 to 10 weeks.

Then call SDG&E at 1-800-411-7343 and ask about CARE. It takes 30 to 35 percent off your electric bill and 20 percent off gas. From June 2026 to May 2027, the income limit is $43,280 a year for one or two people.

Sweetwater Authority sends water bills in west and central Chula Vista, and Otay Water District in the east. Sweetwater's Water Affordability Program gives six $30 credits in a row if you're in CARE or meet its income limit. At 65 or older, you get $10 more on each bill. Apply online or at 505 Garrett Avenue. See LIHEAP in California.

What a Pair Team advocate does

In Chula Vista, a call to us about Medicare often comes with an SDG&E shut-off notice or an English letter a parent can't read. Your advocate makes the calls and follows up until there's an answer.

  • Help you apply for IHSS through AIS, and get you ready for the home visit.
  • Help you apply for LIHEAP through MAAC, and for CARE and Sweetwater's water credit.
  • Set up a HICAP appointment in Spanish with Elder Law & Advocacy.
  • Check if you qualify for the Food Bank's monthly box.

An advocate is covered by Medicare if you qualify. It takes two minutes to find out.

Check if you qualify for a Pair Team advocate

Frequently asked questions

How long does the county take to decide?

The county should take 30 days or less to decide on CalFresh, and 45 days on Medi-Cal, it says. A Medi-Cal case that needs a disability decision can take 90 days. If it takes longer, call Access at 1-866-262-9881.

I live in Eastlake or Otay Ranch. Is this my page?

Yes, this is your page if you live in Eastlake or Otay Ranch, since both are in the City of Chula Vista. Your water bill may come from Otay Water District, at (619) 670-2222.

Can I get help in Spanish?

You can get help in Spanish with Medi-Cal, because the county must give you an interpreter at no cost, state rules say. Elder Law & Advocacy books HICAP visits in Spanish, and Sweetwater's form comes in Spanish too.

What if I get a shut-off notice from SDG&E?

If you get a shut-off notice from SDG&E, apply with MAAC the same day and say you have a notice. MAAC puts homes at risk of a shut-off first, and adds points for anyone 60 or older.

Does Elder Law & Advocacy charge for HICAP help?

Elder Law & Advocacy doesn't charge for HICAP help. HICAP counseling is free and private, the California Department of Aging says.

Sources

Need a hand with the forms, the calls, or the follow-up?

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